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HFM fees, legal entity and withdrawals: what Forex traders should check

A source-led HFM guide to account pricing, contracting entity, regional eligibility and withdrawal terms. Check the account and company shown in your own application.

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Which needs favour Pro or Zero?

Pro and Zero use different cost structures. That choice lets you compare spread, commission and overnight charges for your holding pattern. Use the same instrument and size; currency-pair charges do not automatically apply to gold.

On this page 4 sections

What this HFM review covers

HFM publishes the following account and platform information in the source set reviewed by FINEX: InfinityX, Cent, Zero, Pro, Premium. Available platforms include: MT4, MT5, HFM WebTrader and HFM Platform.

Account access and terms depend on residence and the company named in the client agreement.

Pro: Spread and product exceptions; Zero: Spread + commission; Holding overnight: Check the swap-free terms
Original FINEX diagram explaining how to read the conditions; not a screenshot or test result. Open full-size diagram
Diagram explained

Zero does not mean cost-free trading

  1. Pro: Spread and product exceptions
  2. Zero: Spread + commission
  3. Holding overnight: Check the swap-free terms

Spread, commission and total trading cost

HFM spread: Advertised from: InfinityX 0.3; Cent/Premium 1.4; Pro 0.6; Zero 0 pips (FX). Commission: Zero schedule: listed FX pairs USD 6 per 100,000 units round turn; listed gold USD 10 per 100 ounces round turn. Zero advertised spread is not total cost.

An advertised minimum is not an average spread. Include commission, overnight financing and conversion charges where applicable.

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Contracting company and country access

Contracting entity: SV company incorporation 22747 IBC 2015 is not itself a Forex regulatory licence. Group UK/Seychelles licences must not be presented as covering every customer. Regulatory disclosure: Seychelles entity reports FSA SD015; UK entity FCA 801701. The SV entity's incorporation is company registration, not a stated brokerage licence.

HFM: Vietnam is not named in the international notice; acceptance remains unconfirmed. The website is not intended for Japanese residents. This record does not establish eligibility with another HFM entity. Scope: HFM /int/ international website; exact contracting entity not mapped.

Withdrawal methods and timing

HFM withdrawal methods: Methods available to international retail accounts remain account/region-dependent. The current /int/ options page redirects to a professional-only EU page; no universal retail method list is established in this pass. Processing: Original source/card refunded first. HFM states no own withdrawal fees; banks/processors may charge. Processing means review/release, not arrival.

Provider processing and receipt are separate. Check account-specific payment methods, fees and return-to-source requirements.

Choose an account by total cost

Match the spread, commission and overnight charges to your trading approach before choosing an account.

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Sources and scope

Sources are provider publications. Conditions may vary by entity, country, account and program. Recheck before signing up.

  1. Platforms · hfm.com
  2. Regulation · hfm.com
  3. Contracting entity · hfm.com
  4. Commission · hfm.com
  5. Withdrawal methods · hfm.com
  6. Payments · hfm.com
  7. HFM — country policy, checked 20 October 2026

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