The5ers vs FundingPips: compare program fees, payout and legal terms

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This comparison uses the published The5ers and FundingPips facts listed below. Match the exact evaluation model, account stage, simulated account size, drawdown method and country eligibility; rules can differ between programs from the same firm.

Trading environment · the5ers.com ↗Contracting entity · fundingpips.com ↗2 Step Standard — default 5% daily-loss configuration ↗

The5ers: The5ers welcomes adults worldwide except its exclusion list; Vietnam is outside that list. US residents cannot use MetaQuotes platforms. Ukraine restrictions concern specified territories. Nationality, residency and final KYC checks apply. Scope: The5ers services under the current general terms. FundingPips: The official onboarding guide excludes residents of Iran, Vietnam and the UAE. The site also applies sanctions and partner restrictions. Payment methods and final KYC vary by location. Scope: FundingPips simulated trading programs; residency eligibility.

The5ers — Country policy ↗FundingPips — country policy, checked 20 October 2026 ↗

Compare program fees on the same basis

A challenge price alone does not establish value. Include reset or activation charges, data/platform costs, refund conditions and the probability-sensitive rule structure without treating past payouts as guaranteed.

• The5ers — Programme fee: Generic 2-Step page advertises $100k New $149 / Classic $179 but other risk terms conflict with High Stakes; exact High Stakes fee requires checkout confirmation.
• The5ers — Commission: Forex $4/lot round trip; indices $0; other assets percentage-based; swaps apply Confirm the purchased High Stakes version; current public pages contain conflicting program terms.
• FundingPips — Programme fee: Not stated in the reviewed source set.
• FundingPips — Commission: Standard Forex/metals $5/lot; indices/energies $0; source does not label per-side vs round-trip.

Reward conditions · the5ers.com ↗Commission · the5ers.com ↗2 Step Standard — default 5% daily-loss configuration ↗

Legal terms and payout route

The5ers — Contracting entity: Terms list FIVE PERCENT ONLINE LTD in England/Wales (12553363) and Israel (515864007); provider disclosures do not identify one universal customer counterparty. · restrictions: Executing orders within 2 minutes before/after high-impact news is prohibited; profits are removed, losses remain. Holding trades through news is allowed. · Payout methods: Rise, crypto and bank transfer: 3.5% provider commission; bank charges may add. Crypto cap $1,500/request. Hub Credits have no commission but are purchase credits, not cash withdrawals. · payout: General withdrawal FAQ: first request 14 days after funded activation; then every 2 weeks from last approved withdrawal; scaling restarts the timer. Close all trades first. FundingPips — Contracting entity: FundingPips Corp, Comoros HY01223081; simulated services · restrictions: Master: no overnight/weekend holding unless Swing add-on; news restrictions · Payout methods: Not stated in the reviewed source set. · payout: Minimum reward request: 1% of account size before split.

Contracting entity · the5ers.com ↗Reward conditions · the5ers.com ↗Reward conditions · the5ers.com ↗Contracting entity · fundingpips.com ↗2 Step Standard — default 5% daily-loss configuration ↗

For prop programs, distinguish a contractual reward request from a broker withdrawal. Check who owes the payment, proof required, eligible methods, timing, country limits and the conditions that can cancel a request.