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Charles Schwab bonuses and promotions: eligibility guide

Explore Charles Schwab promotions, country limits and reward conditions from official publications before opening an account.

US referral funding and retention conditions

The referral offer is for US residents; a Schwab International account or forex access does not establish eligibility.

Read the conditions and update

The current referral page limits eligibility to US residents and requires a valid referral route and eligible new account. Net new external assets are measured over the initial 45-day window; withdrawals reduce the net amount. Do not present a Vietnam-resident application as eligible.

The page estimates bonus credit roughly one to two weeks after that qualifying period. Taxable accounts must maintain the qualifying net deposit, adjusted for market losses, for one year or risk recovery of the bonus. No personal referral code, payout test or guaranteed bonus is supplied here.

On this page

US-resident referral award

Referred new clients may receive a tiered net-deposit award under the US investment-account offer.

Scope: United States; not a Vietnamese Forex offer.

US residents only; Net new assets: first 45 days; Taxable-account retention: one year
Current referral terms; no bonus receipt tested Open full-size diagram
Diagram explained

International investing access is not bonus eligibility

  1. US residents only
  2. Net new assets: first 45 days
  3. Taxable-account retention: one year

Charles Schwab: eligibility and restrictions

  • Net funding from US$25,000 within 45 days; US$1,000 tier requires US$500,000.
  • Taxable accounts must maintain funding for one year; US residents only.

Explore accounts at Charles Schwab ↗

An account-opening link does not establish promotion eligibility.

Sources and terms

This summarises official publications, rather than confirming an individual account. Bonus credit, cashback, gifts and IB rebates are different mechanisms.

Understand bonuses, cashback and rebates →

Read the profile: Charles Schwab →

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