Questrade dual currency and journaling: compare Plus carefully
Holding USD and journaling a security are different operations; compare the current per-request fee with a monthly Plus subscription without assuming free conversion.
Dual currency is a balance feature
Current pricing enables dual currency without a subscription. Holding USD directly can avoid a forced conversion when that USD is used for US securities; obtaining the USD may still involve separate costs.
Sources for this section
Diagram explained
Compare fees without promising a conversion outcome
- Default journaling: CAD 9.95 / request
- 3 requests: CAD 29.85 example
- Plus: CAD 19.99 / month
Journaling has its own charge
The published default plan charges CAD $9.95 per online journaling request. Plus advertises unlimited journaling for CAD $19.99 monthly; confirm eligibility of the security rather than treating every holding as journalable.
Sources for this section
Official programme, eligibility or contract source Official programme, eligibility or contract source
Compare like with like
Three illustrative default requests cost CAD $29.85, versus CAD $19.99 for one Plus month. This compares only those published charges; spreads, security price movements and other subscription benefits are not valued here.
Sources for this section
Official programme, eligibility or contract source Official programme, eligibility or contract source
A currency deficit still matters
The margin disclosure says currency conversions generally require an instruction. Holding CAD while buying with insufficient USD can create interest-bearing USD borrowing; journaling pricing is not an automatic balance-conversion service.
Sources for this section
Official programme, eligibility or contract source Official programme, eligibility or contract source
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Sources and scope
Sources are provider publications. Conditions may vary by entity, country, account and program. Recheck before signing up.