FTMO prop firm rules: fees, drawdown and payout terms
A program-specific FTMO guide to evaluation rules, loss limits, fees, reward conditions and the contracting party. Confirm the exact plan before buying.
Editorial: FINEX
Content reviewed:
Country policies:
The decision in brief
FTMO 2-Step uses two evaluation phases and simulated capital. Choose the account type before paying, and budget without assuming a refund or reward.
Read the conditions and update
2-Step targets are 10% then 5%; Standard and Swing differ in leverage, news and market-close holding rules. Swing is selected with 2-Step and cannot be substituted later for a purchased Standard account.
The refund FAQ ties the 2-Step purchase-fee return to the first reward withdrawal request. Passing an evaluation, eligibility to request and actual receipt are separate milestones.
FTMO programme: FTMO Challenge 2-Step — $25,000 Fee: Existing €250 figure not re-confirmed on the current live pricing page in this check; verify selected size and final checkout before paying.
A firm may offer several account sizes, evaluation paths or simulated environments. This article does not merge them. Before paying, save the exact checkout, rulebook and agreement for the selected program; verify whether reset, activation, taxes or platform charges are extra.
Profit target: Phase 1: 10%; Phase 2: 5% Daily loss limit: Daily equity floor = midnight balance minus 5% of initial capital; includes floating P/L, swaps and commissions. Resets 00:00 CE(S)T. Maximum loss limit: Static equity floor at 90% of initial simulated capital; not a trailing drawdown for 2-Step.
Do not compare percentages until you know the calculation base, reset time, equity treatment and whether the limit trails. The reviewed restriction note is: Not stated in the reviewed source set. A limit breach can close an account even when a headline target was reached.
Payout, profit share and platform rules
The reviewed payout disclosure states: Request from day 14 after first trade, with all positions and pending orders closed; review and approval required. The profit-share statement is: 2-Step reward starts at 80%; 90% under eligible Scaling/Premium conditions.
A stated payout cycle is not a guarantee that a request is approved or arrives on that date. Check minimum trading days, consistency rules, first-payout timing, payment rails, identity checks and any account-stage conditions. Platforms or environment terms reviewed: MT4, MT5, cTrader and TradingView listed in official CFD FAQ. All client accounts are demo accounts with fictitious capital; real-money rewards are subject to contract.
Contracting party and eligibility
The contracting-party disclosure reviewed for FTMO is: Imprint lists Czech FTMO Evaluation Global s.r.o. (09213651) and FTMO Trading Global s.r.o. (09418415). Exact service counterparty must match the signed agreement. Country, identity-verification and prohibited-strategy conditions may be separate from the trading rules.
FTMO: FTMO CFDs are offered worldwide except the published exclusions. Australia and the US use regional affiliates; Ukraine has territory-only restrictions. Nationality and KYC rules also apply. This is separate from FTMO Futures and affiliate eligibility. Scope: FTMO CFDs; client eligibility, not the FTMO affiliate program.