FTMO vs Topstep: compare program fees, payout and legal terms

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This comparison uses the published FTMO and Topstep facts listed below. Match the exact evaluation model, account stage, simulated account size, drawdown method and country eligibility; rules can differ between programs from the same firm.

Trading environment · ftmo.com ↗Trading Combine — $50K; XFA Standard ↗

FTMO: FTMO CFDs are offered worldwide except the published exclusions. Australia and the US use regional affiliates; Ukraine has territory-only restrictions. Nationality and KYC rules also apply. This is separate from FTMO Futures and affiliate eligibility. Scope: FTMO CFDs; client eligibility, not the FTMO affiliate program. Topstep: Eligibility considers citizenship and residence. Vietnam is eligible for Trading Combine and Express Funded, with total payouts capped at $200,000; Live Funded is unavailable. Listed XFA-only countries have the same limitation. Chinese military companies are restricted, not all China residents. Scope: Topstep Trading Combine, Express Funded and Live Funded eligibility.

FTMO — Country policy ↗Topstep — Country policy ↗

Compare program fees on the same basis

A challenge price alone does not establish value. Include reset or activation charges, data/platform costs, refund conditions and the probability-sensitive rule structure without treating past payouts as guaranteed.

• FTMO — Programme fee: Existing €250 figure not re-confirmed on the current live pricing page in this check; verify selected size and final checkout before paying.
• FTMO — Commission: Simulated commissions vary by symbol; exact rate available in platform specifications.
• Topstep — Programme fee: Standard $50K: $49/month plus $149 XFA activation; taxes may apply
• Topstep — Commission: TopstepX: ES/NQ $3.78; MES/MNQ $1.22 per round turn, per contract.

Trading environment · ftmo.com ↗Commission · ftmo.com ↗Program fees · help.topstep.com ↗Commission · help.topstep.com ↗

Legal terms and payout route

FTMO — Contracting entity: Imprint lists Czech FTMO Evaluation Global s.r.o. (09213651) and FTMO Trading Global s.r.o. (09418415). Exact service counterparty must match the signed agreement. · restrictions: Not stated in the reviewed source set. · Payout methods: Bank wire, Visa Direct/Mastercard Send (up to $20,000), Skrill (up to $3,000), crypto. FTMO states no additional withdrawal commission; minimum closed profit $20 for bank/card, $50 crypto. · payout: Request from day 14 after first trade, with all positions and pending orders closed; review and approval required. Topstep — Contracting entity: TopstepTrader LLC operates simulated Combine/XFA; parent Topstep LLC (Delaware). · restrictions: Combine: best day below 55% of target to avoid increased consistency target · Payout methods: Not stated in the reviewed source set. · payout: XFA Standard: 5 winning days of $150+; up to 50% balance, standard $2,000 cap.

Contracting entity · ftmo.com ↗Reward payment methods · ftmo.com ↗Contracting entity · topstep.com ↗Trading Combine — $50K; XFA Standard ↗Reward payments · help.topstep.com ↗

For prop programs, distinguish a contractual reward request from a broker withdrawal. Check who owes the payment, proof required, eligible methods, timing, country limits and the conditions that can cancel a request.