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Topstep

Futures

Trustpilot × 2

Strength

$49 monthly entry spreads the initial evaluation expense.

Limitations

Monthly charges accumulate until passing/cancellation; $149 activation, commissions and possible taxes add to total cost.

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Terms, offers & sources
Customer score · converted to /10

Trading Combine — $50K; XFA Standard

Sources reviewed · 2026-10-17

Selected program
Trading Combine — $50K; XFA StandardScope: Trading Combine — $50K; XFA StandardSource: help.topstep.com · checked 2026-10-17 ↗
Program fee
Standard $50K: $49/month plus $149 XFA activation; taxes may applyScope: Trading Combine — $50K; XFA StandardSource: help.topstep.com · checked 2026-10-17 ↗
Maximum daily loss
Optional checkout DLL: $1,000 for $50KScope: Trading Combine — $50K; XFA StandardSource: help.topstep.com · checked 2026-10-17 ↗
Maximum drawdown / loss
$2,000; trails end-of-day balance and locks at starting balanceScope: Trading Combine — $50K; XFA StandardSource: help.topstep.com · checked 2026-10-17 ↗
Reward payout conditions
XFA Standard: 5 winning days of $150+; up to 50% balance, standard $2,000 capScope: Trading Combine — $50K; XFA StandardSource: help.topstep.com · checked 2026-10-17 ↗

$49 monthly entry spreads the initial evaluation expense.

Monthly charges accumulate until passing/cancellation; $149 activation, commissions and possible taxes add to total cost.

Rating method, scope & sources

Country rules can differ by entity, product and funding stage.

FINEX reviews provider publications and named research sources. Each entry shows its source, check date and applicable scope. This is document-based research; FINEX has not independently tested execution or withdrawals. Terms depend on entity, country and account.
Forex & prop trading terminology
Spread
The difference between the bid and ask prices. A quoted minimum is not an observed average.
Trading commission
A trading charge, separate from any referral commission paid to an IB.
Per side / round turn
Per side applies to an opening or closing transaction; round turn covers opening and closing. Always check the volume and currency basis.
Swap / overnight financing
A debit or credit for holding a position overnight, depending on the instrument and direction.
Balance / equity
Balance reflects booked transactions. Equity also reflects floating profit or loss; use the provider’s exact risk formula.
Drawdown
Static, trailing and end-of-day rules use different reference points. Maximum daily loss and maximum overall loss are distinct limits.
Prop firm / funded account
Here, prop firm refers to a trading evaluation or capital-allocation provider. A funded stage may be simulated or live; the profile states the program’s published setup.
Withdrawal / reward payout
A broker withdrawal returns money from a client account. A prop reward payout is paid under the program contract and profit-split conditions.

Provider examples and definitions: IC Markets Help Centre ↗ · FTMO: How it works ↗

Rating overview

Trustpilot 3.7/5 × 2 = 7.4/10.

Customer feedback is separate from FINEX research on programme rules, costs and payout conditions. It is not a safety or payout guarantee.

Rating source and update

14,989 reviews · checked 2026-10-25

Trustpilot ↗

Program & environment

Selected program
Trading Combine — $50K; XFA StandardScope: Trading Combine — $50K; XFA StandardSource: help.topstep.com · checked 2026-10-17 ↗
Contracting entity
TopstepTrader LLC operates simulated Combine/XFA; parent Topstep LLC (Delaware).Scope: Trading Combine — $50K; XFA StandardSource: topstep.com · checked 2026-10-17 ↗
Trading environment
Combine simulated; separate Express and Live stagesScope: Trading Combine — $50K; XFA StandardSource: help.topstep.com · checked 2026-10-17 ↗
Regional eligibility

Eligibility considers citizenship and residence. Vietnam is eligible for Trading Combine and Express Funded, with total payouts capped at $200,000; Live Funded is unavailable. Listed XFA-only countries have the same limitation. Chinese military companies are restricted, not all China residents.

Scope: Topstep Trading Combine, Express Funded and Live Funded eligibilityTopstep · checked 2026-10-20 ↗
Countries named in this policy

Within the published country policy: Canada

Specific conditions apply: Albania, Germany, Laos, Papua New Guinea, Bolivia, Ghana, Liberia, Serbia, Bosnia & Herzegovina, Hong Kong SAR China, North Macedonia, Trinidad & Tobago, British Virgin Islands, Iceland, Monaco, Vietnam, Cameroon, Kuwait, Mongolia, Zimbabwe, Central African Republic, Montenegro, Ethiopia, Namibia, Nepal, China

Restricted for the stated service: Afghanistan, Algeria, Angola, Belarus, Burkina Faso, Myanmar (Burma), Burundi, Côte d’Ivoire, Cuba, Congo - Kinshasa, Haiti, Iran, Iraq, Kenya, Kosovo, Lebanon, Libya, Mali, Morocco, Nicaragua, Nigeria, North Korea, Pakistan, Russia, Somalia, South Sudan, Sudan, Syria, Türkiye, Ukraine, Venezuela, Yemen

Country guide reference
Vietnam

Prop Firm Match includes this firm in its Futures directory country table for Vietnam.

An editorial listing, not approval for every program, platform or funding stage. The provider’s current country policy takes priority. Trade The Pool is an equities program even when listed in the source’s futures directory.Reference: Prop Firm Match · checked 2026-10-20 ↗

Challenge costs & objectives

Program fee
Standard $50K: $49/month plus $149 XFA activation; taxes may applyScope: Trading Combine — $50K; XFA StandardSource: help.topstep.com · checked 2026-10-17 ↗
Trading fees / commission
TopstepX: ES/NQ $3.78; MES/MNQ $1.22 per round turn, per contract.Scope: TopstepX; selected futures contractsSource: help.topstep.com · checked 2026-10-17 ↗
Profit targets
$3,000Scope: Trading Combine — $50K; XFA StandardSource: help.topstep.com · checked 2026-10-17 ↗

Risk rules

Maximum daily loss
Optional checkout DLL: $1,000 for $50KScope: Trading Combine — $50K; XFA StandardSource: help.topstep.com · checked 2026-10-17 ↗
Maximum drawdown / loss
$2,000; trails end-of-day balance and locks at starting balanceScope: Trading Combine — $50K; XFA StandardSource: help.topstep.com · checked 2026-10-17 ↗
Trading restrictions
Combine: best day below 55% of target to avoid increased consistency targetScope: Trading Combine — $50K; XFA StandardSource: help.topstep.com · checked 2026-10-17 ↗

Profit share & payout

Profit split
90% to trader; check legacy exceptions separatelyScope: Trading Combine — $50K; XFA StandardSource: topstep.com · checked 2026-10-17 ↗
Reward payout conditions
XFA Standard: 5 winning days of $150+; up to 50% balance, standard $2,000 capScope: Trading Combine — $50K; XFA StandardSource: help.topstep.com · checked 2026-10-17 ↗
Not yet verified · 5

Trading days / time · EA / automation rules · Reward payout methods · Reward payout limits · Platforms

What remains unresolved

  • Selected Standard path only; optional DLL promotions and platform eligibility must be checked at checkout. Commission examples cover TopstepX only.
Sources and references

Sources reviewed · 2026-10-17

  1. 1. Trading Combine — $50K; XFA Standard ↗Source record checked: · help.topstep.com
  2. 2. targets — official source ↗Source record checked: · help.topstep.com
  3. 3. maxLoss — official source ↗Source record checked: · help.topstep.com
  4. 4. dailyLoss — official source ↗Source record checked: · help.topstep.com
  5. 5. payout — official source ↗Source record checked: · help.topstep.com
  6. 6. fee — official source ↗Source record checked: · help.topstep.com
  7. 7. profitShare — official source ↗Source record checked: · www.topstep.com
  8. 8. entity — official source ↗Source record checked: · www.topstep.com
  9. 9. commission — official source ↗Source record checked: · help.topstep.com
  10. 10. Country policy · Topstep Trading Combine, Express Funded and Live Funded eligibility ↗Source record checked: · help.topstep.com
  11. 11. Prop Firm Match — Country guide: VN ↗Source record checked: · propfirmmatch.com

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